CONCEPT AND METHOD OF INSURANCE ACCOUNT

For most people, insurance is
things that are not important. Why is that ..? apparently after traced
root cause why insurance is not important, because they have not
know the concepts and how the insurance.

In this article this time, I would
gives an overview of concepts and How it Works Insurance Account. I call
This account is the Account to Account-4 or Long Term
you must have.

Account 1 is a savings account,
I'm pretty sure you already have this account, eg savings
BCA, Mandiri, or another bank.

Account 2 is a Deposit Account,
People like you must also already have these accounts, and the value
deposits are also quite well.

Account Investment Account 3 is, where you already have both houses, land, vehicles, gold or even stock

Well I'm talking about this account
I call to account-4 or Long Account. Account
This has long term benefits that are not owned by the account
 others, while profits / benefits are:

1) Ability to protect valuable assets, namely you.
You are the one asset. Have you ever heard
 or see people sleep and not wake up, must have
not ..? Well according to you, a lot of which the people sleep on do not
wake up (read death), with the dying
preceded by pain ...?

Of course, many are preceded by
sick. If it's cost-prohibitive pain. And usually ill
this is a very large cost. Otherwise
prepared from the beginning then you wake up the assets piecemeal
-can be sold in a heartbeat. The house, the car, your deposit
glean be gone in an instant to finance
treatment. You do not want this to happen to you is not ..? So
Protect yourself with these Long Term Account, so that
other accounts Staying there for the people you
loved.

2) Being able to maintain the lifestyle of your family.
What is the monthly cost that you would normally
provide for your family, be it for the cost of daily necessities,
 electricity costs, salary costs for attendants, etc..
I have a family, I usually pay for daily necessities each month is $ 4 million.

When I left my family
(Wife and children) for 1 month course, I will provide funding
to the family of Rp 4 million, when I was out of town for work
 for a year then I will give give 12 months x $ 4
million = USD 48 million to my family, to the family I can
enjoy life in comfort and certainly needs met without
 lowering lifestyle.
But yesterday when I was on call
Lord to appear, ..... How should I prepare ..? how
with the family I will ..?. Do not let his wife or children
be neglected just because - because that is not financially prepared
 properly.

According to LIMRA Survey so that family could
survive, Wife can anticipate the cost of daily necessities and can
adapt and keep children in school and live a normal life like
usual, without lowering his lifestyle, you have to set aside
for: 24 months (2 years) you spend each month. Or
with such expenditure to Rp 5 million per month, you have to
preparing a fund of 120 million.

Have you prepared ..? Surely for the sake of the people you Love

.
 If you do not already have an account you can get it in the long run
 This ONLY to set aside Rp 500,000 fund will be created instantly
USD 140 up to 150 million so there is a risk that happening to you.

3) Ability to protect your Income Potential.

You are now 35 years old,
say, with 8 million per month income. Your retirement plan
age 55 years. Income Potential means you are 20 years x 12 months x
 Rp 8 million = USD 1.9 Billion. In matetatis you have the ability
creating a fund of Rp 1.29 M in the next 20 years, and
as a career, or business income will increase, Surely
Your income potential will increase as well. Income is certainly
 You dedicate to the people you love.

When there is a risk that happens to you, what should the potential income you can get.

You can keep your income potential
will continue to materialize and become reality through existing programs
direkening long term.

4) Ability to deliver sejahtara retire.

Everyone basically able to retire with peace of origin
know and apply the key. But pension could also fail, because
 sickly. Well here's illness will erode funds that have been
You prepare for retirement.

Through this account you will
Consistent guided and discipline to run it, so
PLAN is guaranteed, so you can Pensions Full Rich and full
Meaning. Because in it there are programs / benefits / health protection, sick
critical, permanent disability and accidents.

So when there is any risk that happens to you, you are STILL Available Pension Fund.

5) Being able to provide Liability WARRANTY Parents for Children.

Our duty as parents one
which was set up fees, or funds for Children's Education
 later. Good education must be supported by cost
not a bit. For that needs to be planned early on, so that the funds
set aside as not to burden you.

Do not
can only beratanya "Son, tomorrow if the wish so what ..?", but
Realize the dream of your baby with a place to send their
into dreams and ideals.

Another Kewajin provide capital
efforts for children, when you have the Son / i you want to be
an Entrepreneur, help your child by providing venture capital.

Let you see and think, roughly easier to have substantial capital or Without capital in opening a business ....?

What's wrong with this account can
achieve the 5 things above ..? Because of this long-term accounts
have facilities that will work for you and your family, that is:

1) Sum Insured

2) Health Benefit

3) Critical Illness Benefit

4) saving STOP, then insurance companies will continue saving you up to 65 years of age.

5) Accident Benefit and Permanent Disability

Insha Allah the Term Account
The length is what you and your family aspire to be achieved.
Similarly, concepts and ways of working that makes the insurance accounts
accounts is the reason why A Long-Term (insurance) you MUST
have.


Now already know Benefits account
 this insurance.